CROWDFUNDED ENERGY EFFICIENCY FOR MSMEs
A digital aggregator channeling small investments into pay-as-you-save energy upgrades. Retail savers earn stable returns while manufacturing MSMEs cut waste.
40%
Avoidable Waste
₹100+
Min Investment
12%
Target XIRR
"High energy bills plague manufacturing MSMEs...
Retail savers seek stable, impact-driven returns."
The Problem
A disconnect between energy efficiency potential and financing availability.
High Energy Waste
High energy bills plague manufacturing MSMEs in India. Up to 40% of consumption is avoidable waste, eating into margins.
Capital Constraints
Despite identified savings, >60% of MSMEs don’t implement upgrades due to upfront capital constraints and collateral-heavy bank loans.
Limited Green Assets
Retail savers seek stable, impact-driven returns but lack access to tangible green-asset investments beyond generic funds.
Our Solution:
Digital Aggregator
We channel small investments (₹100+) into pay-as-you-save energy-efficiency upgrades for MSMEs, handling the complexity so you don't have to.
Audit & Validation
KISEM and certified partners conduct free, detailed energy audits and baseline analyses.
Project Packaging
We structure each opportunity—capex, projected kWh and ₹ savings, repayment schedule—and list it.
Crowd-Funding
Retail investors fund projects via escrow; no minimum ticket beyond ₹100.
Vendor Implementation
Pre-vetted third-party vendors (EPC/OEMs) install equipment; ownership resides with our SPV.
Repayment & Reconciliation
MSMEs pay a share of verified savings. Investor returns align with actual performance via IoT dashboards.
Why Exira?
- No engineering or audit roles for us
- Escrow-backed security
- IoT-enabled M&V dashboards
- 2–5 year contract terms
Impact Goal
ZERO UPFRONT COST
For MSMEs to go green
How It Works
A seamless process from onboarding to full ownership.
Client Onboarding
MSME signs a non-binding MoU; KYC & credit checks completed.
Audit & Proposal
Audit team finalizes scope; we model cash flows and savings.
Investor Campaign
Project goes live; investors subscribe via our portal; funds held in escrow.
Implementation
Vendor installs equipment; commissioning & handover documented.
M&V & Repayment
Automated meter data fuels monthly savings reports; MSME pays agreed share.
Completion
After term, MSME gains full ownership and all savings.
Business Model & Economics
| Revenue Stream | Details |
|---|---|
| Platform Fee | 1–2% of project value, collected upfront at funding |
| Savings Share | 20–40% of annual energy-cost savings over contract term |
| Asset-Mgmt Fee | 1% p.a. on outstanding AUM (investor balances) |
Illustrative Case
Typical Margin
Immediate Cash
15–25% IRR
to SPV
Recurring
~12% XIRR
to Investors
* MSME pays 80% of savings (₹1.6 L/yr for 4 yrs). Platform earns fees + share of savings.